Am I overpaying on my home loan?
Tell us three things and see, in plain rupees, what your loan is likely costing you that it shouldn’t. No documents, no pressure, just the number.
₹42.0L
₹
9.05%
% p.a.
216 months
years
What rate are you on?
Not sure of a number? A rough guess is fine. We confirm everything from your actual statement later.
You could be saving, over your remaining tenure
₹3.93L
about ₹1,819/month lower EMI · present value ≈ ₹2.23L
- Your EMI now (est.)
- ₹39,462
- EMI at a fairer rate (est.)
- ₹37,643
- Target rate we'd aim for
- 8.35%
- Lifetime interest saved*
- ₹3.93L
This is worth a proper look. Often a simple rate reset with your existing lender captures most of this, with no need to switch banks. We’ll model reset vs transfer and recommend the cheaper route.
Want the exact number for your loan?
We’ll read your real statement, confirm your rate type and prepare a step-by-step plan. You just approve.
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